Exactly who is the holder of your mortgage is as significant questionas it gets. For, ONLY the actual Holder in Due Course (HIDC) of the mortgage deed/note actually has any legal or equitable right to bring a claim against your home or property. For reasons explained by the illegal nature of the sale, the Holder will never step forward to make a possession or money claim. The bank, by masquerading as the HIDC and ‘servicing’ the account is committing fraud by omission and misrepresentation.
Having sold on your mortgage (see below) the Bank is no longer the holder in due course of the void mortgage deed. Thus, the Bankster Boot Boy literally has no Right of Possession over your Mortgaged Home (or any other mortgaged property). None whatsoever. READ MORE
In this first uploaded podcast for 8 years, Michael O’Deira goes into the subject of Securitisation, a key component in the multi-layered fraud that is The Great British Mortgage Swindle.
In simple terms,
The bank is perpetuating a fraud by misrepresentation. No longer being the holder in due course of your mortgage, it has no right whatsoever to initiate any legal proceedings against you.
What can I do about it?
1. For a start, join the GBMS class action:
Next Steps For TGBMS Class Actions
If you have a registered UK mortgage, charge or standard security [or you’ve previously had one] that doesn’t comply with the statutory law of mortgages, you can subscribe to our mailing list and join the 1,000+ TGBMS Claimants by signing up at the links below:
Subscribe to the TGBMS Mailing List
We are also asking every claimant who has provided evidence of mortgage and signature fraud to Operation Meadow and Signature 703 to do the same, since we are bringing together the evidence amassed in each action into a central database and standardizing a non-judicial remedy which will be available to every illegally registered UK mortgage holder at zero cost.
Every TGBMS Claimant will receive free document templates for my long established Common Law Lien process, which takes 90 days to perfect, when it becomes an ‘account receivable’ that is capable of being exchanged for money or monies worth.
This process was sealed by the High Court in August 2010, when HHJ Kaye QC described the lien I served on former Bank of Scotland CEO, James Crosby, as perhaps the most powerful document he had ever had in evidence before him because it required no judicial authority to be legally enforceable under Common Law.
It must also be stressed that liens are treated in law as if they are equitable charges, which are capable of registration as legal charges against the personal property of the Lien Debtors, until such time that the losses they caused the Lien Creditors have been discharged in full.
Hence, the panic we have seen recently in the City of London, as those who have profited from the losses incurred by Britain’s void mortgagors desperately attempt in vain to avert the serious consequences of a myriad of financial wrongdoings. The Bernician
2. Write to the alleged lender via a Data Subject Access Request (DSAR) for all the information it holds in relation to you and your mortgage account(s) – an open source template for which is included below. (Please note: whilst it is offered freely, it would be greatly appreciated if a minimum of a fiver is offered as a donation in appreciation of the template).
Any reader who is seeking assistance in this matter is encouraged to get in touch via email to roguemale@thinkfree.org.uk
With regards to the moving of the mortgage, would that come under the Bill off Exchange 1882?
I take it you mean removal of the mortgage from the Land Registry. That being the case, it would be an AP1 (application) to have the register corrected – the mistake that needs correcting is for the fraudulent void charge (the mortgage deed) to be removed.