The Promissory Note

A friend recently tendered, in good faith, a promissory note to the CEO of Nationwide Building Society to settle and close his mortgage account. This article examines what happened when the tender of this lawful form of currency was made and how Nationwide  is seeking to rely on a dishonest statement in order to...

The Financial Sleuth

Sleuth Investigation Conclusively Demonstrates That the Financial System is Credit-based and that Any and All Loans are Illusory. This essay was originally written in 2018 and has been revised in acknowledgement of the great exemplary work of Richard Werner – X link, one of the few, if not the only financial academic who examines...

MONEY’S SECRETS

This was originally published in 2014 and was written for my old friend Jim’s son William. It remains as pertinent now as it was then and, as the reader will gather, it is presented as something that a teenager could understand. There is a free pdf included below, along with a series of links...